Investor Relations

Q1 2025 Earnings Conference Call

May 8, 2025 - 10:00 AM ET

Learn More Webcast

Investor Relations

HELPING MIDDLE-INCOME FAMILIES PREPARE FOR A MORE SECURE FINANCIAL FUTURE

“#1 Most Trusted Life Insurance Company” by Investor’s Business Daily

Primerica, Inc., headquartered in Duluth, GA, is a leading provider of financial products and services to middle-income households in North America. Independent licensed representatives educate Primerica clients about how to better prepare for a more secure financial future by assessing their needs and providing appropriate solutions through term life insurance, which we underwrite, and mutual funds, annuities and other financial products, which we distribute primarily on behalf of third parties. We insured over 5.5 million lives and had approximately 3.0 million client investment accounts on December 31, 2024. Primerica, through its insurance company subsidiaries, was the #3 issuer of Term Life insurance coverage in the United States and Canada in 2024. Primerica stock is included in the S&P MidCap 400 and the Russell 1000 stock indices and is traded on The New York Stock Exchange under the symbol “PRI”.

Introduction to Primerica

Investor Relations

Company Overview

Leading Distributor Of Financial Products To Middle-Income Households In North America

Primerica's independent licensed representatives educate their clients about how to better prepare for a more secure financial future by assessing their needs and providing appropriate solutions through term life insurance, mutual funds, annuities and other financial products. Primerica insured over 5.7 million lives and had over 2.8 million client investment accounts at December 31, 2022. Primerica, through its insurance company subsidiaries, was the #3 issuer of Term Life insurance coverage in the United States and Canada in 2022.

Investor Relations

Q1 2025 Earnings Results Conference Call and Webcast

May 8, 2025 10:00 am EDT

Register For Webcast Add to Calendar

Latest News

Primerica Schedules First Quarter 2025 Financial Results Webcast

Read Press Release

National Survey: Middle-Income Americans Grapple With Growing Financial Uncertainty; Inflation Once Again Is Top Concern

Read Press Release

Primerica Household Budget Index™: Uncertainty Continues to Increase for Middle-Income Families Over Rising Cost of Necessities and Leveling of Income Growth

Read Press Release

Primerica Household Budget Index™: Inflation Continues to Disproportionately Impact Middle-Income Americans, Continuing an 18-Month Trend

Read Press Release

Latest Financial Results

Q4 2024

Fiscal Year Ended Dec 31, 2024

Earnings Release
PDF
Presentation
PDF
Financial Supplement
XLS
10-K Filing
PDF

151,611

Life-licensed sales force

14,620

New life-licensed representatives

89,664

Life insurance policies issued

$29.6B

Issued term life face amount

$3.3B

Investment and savings product sales

Source: Q4 2024 Earnings Release

Latest Annual Filing

For Fiscal Year Ended Dec 31, 2024

Report Links

Introduction to Primerica

For Fiscal Year Ended Dec 31, 2024

View Presentation

Compelling Investment Proposition

Proven Track Record

  • 40+ year track record of success and significant growth since IPO
  • Experienced leadership team dedicated to Primerica’s mission

Unparalleled Distribution Model

  • Uniquely designed to reach and serve middle-income consumers in North America
  • Large, exclusive life insurance and mutual funds licensed sale force that is difficult to replicate

Growth Opportunity

  • Significant unmet need in the middle-income market
  • Sales force demographics aligned with the communities we serve

Complementary Business Segments

  • Products designed to meet the specific needs of the middle-income market throughout their life cycle
  • Long-term client relationships drive recurring revenue streams

Strong Financial Performance

  • Industry-leading return with demonstrated growth
  • Significant capital generation to fund product growth across all lines of business while also providing a strong return of capital to stockholders

Primerica's Strong Financial Performance

Total Revenues

(in millions)

Source: 10-K 2024

* Results for 2021-2024 were adjusted to exclude revenues from the Senior Health segment due to the Company’s exit of that business in 2024.

Revenues By Segment

2024 revenues were $3.1 billion

Source: 10-K 2024

*Revenue in the Corporate and Other Distributed Products segment included a $50 million gain related to proceeds received under a Representation and Warranty insurance policy purchased in connection with an acquisition.

Awards & Recognition

Newsweek America’s Greatest Workplaces for Women

Newsweek America’s Greatest Workplaces for Diversity

America's Greatest Workplaces

Forbes America's Best Insurance Companies

Bloomberg Gender-Equality Index

FORTUNE® 1000

DALBAR

Top Workplaces USA

Investor Business Daily’s #1 Most Trusted Life Insurance Company

Investor Business Daily’s #3 Most Trusted Financial Company

Stock Snapshot